DNA :: Deoxyribonucleic Acid essays research papers

DNA DNA, or Deoxyribonucleic Acid, is described, in Encarta Encyclopedia as a genetic material of all cellular organisms and most viruses. DNA carries the information needed to direct protein synthesis and replication. Protein synthesis is the production of the proteins needed by the cell or virus for its activities and development. Replication is the process by which DNA copies itself for each descendant cell or virus, passing on the information needed for protein synthesis. In most cellular organisms, DNA is organized on chromosomes located in the nucleus of the cell. A molecule of DNA consists of two chains, strands composed of a large number of nucleotides, that are linked together to form a chain. These chains look like a twisted ladder and are called a double helix. Each nucleotide consists of three units: sugar molecules called deoxyribose, a phosphate group, and one of four different nitrogen containing compounds, also called bases. The four are adenine (A), guanine (G), thymine (T), and cytosine (C). The deoxyribose molecule occupies the center of the nucleotide, with the phosphate group on one side and a base on the other. The phosphate group of each nucleotide is also linked to the deoxyribose of the adjacent nucleotide in the chain. These linked deoxyribose-phosphate subunits form the side rails of the ladder. The bases face inward toward each other, forming the steps of the ladder. The nucleotides in one DNA strand have a specific association with the corresponding nucleotides in the other DNA strand. Because of the chemical affinity of the bases, nucleotides containing adenine are always paired with nucleotides containing thymine, and nucleotides containing cytosine are always paired with nucleotides containing guanine. The complementary bases are joined to each other by weak chemical bonds called hydrogen bonds. DNA carries the instructions for the production of proteins. A protein is composed of smaller molecules called amino acids, and the structure and function of the protein is determined by the sequence of its amino acids. The sequence of amino acids, in turn, is determined by the sequence of nucleotide bases in the DNA. A sequence of three nucleotide bases, called a triplet, is the genetic code word, or codon, that specifies a particular amino acid. For instance, the triplet GAC (guanine, adenine, and cytosine) is the codon for the amino acid leucine, and the triplet CAG (cytosine, adenine, and guanine) is the codon for the amino acid valine.

Mexican Food

The increasing number of immigrant population in the US, is topped by the Mexican presence with more than 8.5 Million legal immigrants (Mexico’s National Council of Populations, Sept. 2001). The United States is therefore slowly inheriting traditions brought about by the oldest and newest Mexican inhabitants. One cannot even deny that anything to do with the Mexican culture has gained popularity in TV shows and advertisements endorsing Mexican products to radio programs playing guitars and crooning Spanish love songs. Mexican immigrants and their descendants are also becoming socially and culturally influential as their way of life seeps into the contemporary American politics, food and daily living that will soon redefine the nation’s identity. The demand for Mexican foods has increased and slowly becoming part of the mainstream culture and threatening to displace the long-time Italian and Chinese ethnic favorite foods. The unwillingness of Mexican immigrants to assimilate the American culture with strict preference over their own traditions (Smith, 1997: 112) is evident in their traditional choice of food in a new host country. As members of the leading minority group, Mexicans are coming out from obscurity and are collectively insisting a tangible conception of their democratic culture through cuisine (Rivera, 2006:4). This is creatively presented in their attachment to their native Hispanic Mexican foods that has created a common link between the Americans and Mexicans through the culinary arts. Mexican Traditional Food Mexican foods are becoming so popular and quite evident with the sales boost of salsa product outstripping ketchup sales in the United States. Tortillas are also becoming commonly needed in American palates with popular sandwich wraps replacing traditional breads (US, Levine; 2004: 32). American people are truly catching on the flavor of Mexican food that is intense and has varied spices (Wood, 2004:215). The original Mexican foods are rich in terms of proteins, vitamins, and minerals though it is characterized by some as spicy. Corn particularly presented in corn tortillas, plays a fundamental role in the Mexican cuisine along with beans as another major staple ingredient (Wood; 215). Such food staples are often boiled and fried. Beans are also high in fiber with an anti-oxidant benefit which is excellent against disposing unwanted cholesterol and for cancer prevention. Along with avocados used in salads, soups and other main dishes, hot chili peppers are mixed with most Mexican dishes which are mostly served fried to provide the characteristic spice for flavor mostly composed of jalapeno, poblano, habanero, cascabel and pasilla as the most common spicy ingredients. Protein-rich Mexican Diet In the Mexican food, cilantro or Chinese parsley is a very popular herb used in salsa and sauces. It’s composition of phytonutrients, flavonoids and acid compounds are known to help control blood sugar, lower cholesterol levels and fight infection with its antimicrobial properties. Along with fresh tomatoes in the Mexican salsas, they’re used in most sauces and soups. Its lycopene-rich composition is a potent antioxidant and a rich source of vitamin C, A and K. The papaya fruit is also a popular in the Mexican diet especially during breakfast which could be eaten as is or mixed with salsa. Papaya has been known to protect against heart disease, colon cancer and supportive to the immune system. It is also beneficial for digestion with its papain enzyme component particularly a good aid for digestion. When properly prepared, the benefits are well accepted in the human body with the best long-term effects. Food Preparation In Mexico, Mexican food preparation is fraught with traditional practices. In the preparation of salsa and tortillas and tamales especially during holidays, fire from the preparation is put out with either milk or butter and not water as a superstition of consistency in the food preparation is believed. As an ethnic group, Mexicans in the US do survive the ritual practices of religious and syncretic content, where the main offerings are food and beverages, such as mole during religious holidays like All Souls’ Day tamales or Saint Cross’ Day barbacoa (West, 1988:208) is upheld. These foods though take a lengthy preparation process yet in   Mexico’s different regions particularly in the rural areas during San Isidro Labrador’s feast day (West: 208),food is prepared as in a healthy manner and not merely fried with fat-rich oils. Mexican Cuisine adaptation in the US Mexican food demands created a major influence on American meals as shown by studies that Americans are currently eating Mexican foods four times more compared to 20 years ago (Wood: 216). Food chains are emulating the Mexican trend according to the Institute of Food Technologists (Dept of State, 2004) who claimed that Mexican food has almost doubled in popularity among people who cook regularly, from 44 percent in 1985 to 86 percent in 2003. According to them the weak link between the super-sized and super-fattened food sold as Hispanic or Mexican in the United States is the main problem as the Americanized version is loaded with calories. Further it is believed that as Hispanic people blend in with American culture, Hispanic would soon take in the food preparation and eating habits of the American people as they too are transformed into busybodies. While there is a mixture of both cultures in food preparation, the unhealthy element is retained as busy American-Mexicans hasten to prepare food faster fried in rich oils. Food and health relationships The traditional Mexican diet is advantageous but the American-Mexican is not! Staple as the main food composed of beans, corn and squash has a higher content of complex carbohydrates which is emphasized by the consumption of other fruits and vegetables. However when liberal amounts of fat are added through stewing or frying instead of baking or broiling, the purpose of a healthy diet is defeated. Fried foods which is a growing trend to a faster preparation needs fat-rich products which leads to obesity and contributes to diabetes, hypertension and a combination of these illnesses (Lisabeth and Kaplan: 2006). Cutting down on fat, sodium and sugar in the diet would ultimately reverse the effects. It would be beneficial if the carbohydrate intake could be increased by eating servings of bread, pasta, fruits and vegetables. Spanish rice can be served with potatoes and beans as well. Corn tortillas should also be made using whole wheat flour and made with unsaturated fats such as canola oil, soybean or corn instead of lard. Avoidance of too much soft drink would also spell health as the American-Mexican drinks more water. Corn chips are also health-wise when baked instead of fried and avoidance of salty foods would mean a modified healthful Mexican meal with flavored garlic, cumin, regain, cilantro and other spices. Works Cited Smith Robert. (1997). The City and the World: New York’s Global Future in Margaret E. Crahan, Alberto Vourvoulias-Bush (eds.). Council on Foreign Relations. Lisabeth, Lynda D. and Kaplan, Norman D. (2006). Mexican-Americans at Higher Risk for Second Stroke. Annals of Neurology, Sept. Rivera, John Michael. (2006). The Emergence of Mexican America: Recovering Stories of Mexican Peoplehood in U.S. Culture. NYU Press. United States. Department of State Reports.   (2004). Americans at the Table Reflections on Food and Culture. Diane Publishing. West, John. (1988). Mexican-American Folklore. Arkansas: August House. Wood, Andrew Grant. (2004). On the Border: Society and Culture Between the United States and Mexico. Rowman & Littlefield.

Gap, Inc. Financial Analysis

The GAP, Inc. The Fiscal year Ended January 28, 2012 A. INTRODUCTION AND OVERVIEW 1. Financial Statements Included in the Annual Report 2. 1. Consolidated Statements of Cash Flow 2. Major Competitors of the GAP, Inc. American Eagle Outfitters, Inc. , J. Crew Group, Inc. , and the TJX Companies, Inc. can be shown as the major competitors for the GAP, Inc. Based on the data given in annual reports of the companies, gross margin % for GAP, Inc. is 36%, while American Eagle Outfitters has 36%, J. Grew Group, Inc. as 40%, and TJX has 32% gross margin. Stock price on November 2, 2012 is $35. 11 for the GAP, Inc. , while it is $21. 05 for American Eagle Outfitters, Inc. , $43. 55 for J. Crew Group, Inc. , and $41. 52 for the TJX Companies, Inc. Debt-to-equity ratio is the total debt divided by total shareholder’s equity and this ratio is a measure of company solvency and its ability to meet its short- and long term obligations. For the major competitors of the GAP, Inc. this ratio ca lculated as below: 3. Auditing Firm of the GAP, Inc.Deloitte & Touche LLP have audited the accompanying consolidated balance sheets of the GAP, Inc. and the other financial statements which are the consolidated statements of income, stockholder’s equity, and cash flows for three years in the period ended in January 28, 2012. They have also consulted the Company’s internal control over financial reporting as of January 28, 2012. Deloitte & Touche LLP indicated that consolidated financial statements, which are given in the annual report, present fairly the financial position of The GAP, Inc. nd subsidiaries as of January 28, 2012 in conformity with accounting principles generally accepted in the United States of America. Also, in their opinion, the company maintained effective internal control over financial reporting as of 28 January, 2012 based on the criteria established in Internal Control—Integrated Framework issued by the Committee of Sponsoring Organization s of the Treadway Commission. B. FINANCIAL ACCOUNTING ANALYSIS 1. The Inventory Method The company used the weighted-average method while reviewing inventory to compile the financial statements.When using the weighted average method, the cost of goods available for sale is divided by the number of units available for sale, which yields the weighted-average cost per unit and to estimate ending inventory cost number of units in the ending inventory is multiplied by the weighted average cost per unit. 2. The Depreciation Method and Estimated Useful Lives of the Depreciable Assets Over the estimated useful lives of the related assets, the straight line method is used while computing depreciation to compile financial statements. The estimated useful life of depreciable assets is shown as below: 3.Goodwill and Intangible Assets The company reviews not only intangible assets for impairment, but also the carrying amount of goodwill annually. The goodwill and other indefinite-lived intangibl e assets, including trade name, are recorded in other long-term assets in the consolidated balance sheet of company as shown in Note 3: 4. The class of Stocks and Number of Shares As you can see in the consolidated balance sheet, the company has common stock with authorized 2. 3 billion shares; issued 1. 106 billion shares for all periods presented; outstanding 485 million and 588 million shares for periods presented.The company is authorized to issue 60 million shares of Class B common stock, which is convertible into shares of common stock on a share-for-share basis and no Class B shares have been issued as of January 28, 2012. The Company is also authorized to issue 30 million shares of one or more series of preferred stock, which has a par value of $0. 05 per share and no preferred share has been issued as of January 28, 2012. 5. Treasury Stock and Number of Shares Treasury Stock held by the company has 621 and 518 shares for the periods presented in the consolidated balance she et as January 28, 2012 and January 29, 2011. . Dividends paid by the Company The company declared and paid dividends during the period reviewed as shown in the consolidated statements of income and it is $0. 45 in fiscal year 2011, $0. 40 in fiscal year 2010, and $0. 34 in fiscal year 2009 per share. 7. The price per share of the common stock The price per share of the common stock as of the most recent fiscal year-end date, which is January 28, 2012, is $18. 69. On the other hand, the price per share on November 3, 2012, which is the day we can see the close price before the report date, is $35. 11. 8. Generated CashThe company generated $1. 363 billion net cash by operating activities during fiscal year 2011. The amount of generated cash generated during fiscal year 2011 decreased $381 million comparing the amount generated during fiscal year 2010. Also, net cash provided by operating activities during fiscal year 2010 decreased $184 million compared with fiscal year 2009. The cas h outflows for investing activities of the company are primarily for capital expenditures and purchases of investments, whereas cash inflows are primarily provided from maturities of short-term investments.The amount of net cash used for investing activities is $454 million during the fiscal year 2011, $429 million during the fiscal year 2010 and $537 million during the fiscal year 2009, while maturities of short-term investments are $150 million, $600 million, and $125 million in fiscal year 2011, 2010 and 2009. The cash outflows from financial activities are primarily repurchases of the company’s common stock and dividend payments, while cash inflows are primarily proceeds from the issuance of long-term debt.Proceeds from issuance of long-term debt are $1. 646 billion for fiscal year 2011 and net cash used for financing activities is $602 million. 9. Ratio Analysis for the Company The current ratio is the one of the measures of company equity and it indicates the relationsh ip between current assets and current liabilities. For the company, current ratio is calculated as below: The return on sales ratio measures the company’s profitability and it indicates the relationship between net income and sales. For the company, return on sales ratio is shown below:The debt-to-equity ratio is a measure of the company’s solvency and it measures the relative proportions of financing from debt and financing from shareholders. It is calculated for the company as seen below: The return on investment ratio shows the return generated per dollar of total investment and it is calculated for the company as seen below: The return on owner’s equity ratio measures the return generated per dollar of owner’s equity and for the company the return on owner’s equity ratio is: The gross margin ratio measures the gross profit of the company’s products and for the company it is calculated as shown below:The inventory turnover measures the sp eed at which company sells its inventory. This measure is important to ensure that inventory delivered customers in a timely manner so that cash can be received by the company. Net profit margin measures also company’s profitability and it is mostly used for internal comparison. It is also an indicator of a company's pricing strategies and how well it controls costs. Profit margin for the company is: The asset turnover ratio calculates the total  revenue  for every dollar of assets a company owns and it is calculated for the company as seen below:The quick ratio is measure of a company’s ability to meet its current obligations like the current ratio and it is more reliable measurement of liquidity because it considers only assets that are quickly converted to cash as quick assets. The quick ratio for the company is: The  price-to-earnings (P/E) ratio of a  share  is the market price of the share divided by the annual  earnings per share. a high P/E  ratio suggests that investors are expecting  higher earnings  growth  in the future compared to companies with a  lower P/E. Based on the price per share on January 28, 2012, the price-to-earnings ratio for the GAP, Inc. s: 10. 11. Horizontal and Vertical Analysis for the Comparative Income Statement and Balance Sheet THE GAP, INC. CONSOLIDATED INCOME STATEMENTS (millions) Vertical and Horizontal Analysis| | |   | Financial Data|   | Vertical Analysis| Horizontal Analysis|   |   | 2011| 2010|   | 2011 (%)| 2010 (%)| $ Change| % Change| Net sales| $| 14,549| $| 14,664|   | 100. 00 | 100. 00 | (115)| (0. 78)| Cost of goods sold and occupancy expenses|   | 9,275|   | 8,775|   | 63. 75 | 59. 84 | 500 | 5. 70 | Gross profit|   | 5,274|   | 5,889|   | 36. 5 | 40. 16 | (615)| (10. 44)| Operating expenses|   | 3,836|   | 3,921|   | 26. 37 | 26. 74 | (85)| (2. 17)| Operating income|   | 1,438|   | 1,968|   | 9. 88 | 13. 42 | (530)| (26. 93)| Interest ex pense (reversal)|   | 74|   | (8)|   | 0. 51 | (0. 05)| 82 | (1025)| Interest income|   | (5)|   | (6)|   | (0. 03)| (0. 04)| 1 | (16. 67)| Income before income taxes|   | 1,369|   | 1,982|   | 9. 41 | 13. 52 | (613)| (30. 93)| Income taxes|   | 536|   | 778|   | 3. 68 | 5. 31 | (242)| (31. 11)| Net income| $| 833| $| 1,204|   | 5. 73 | 8. 21 | (371)| (30. 81)| 12. Segments reported by the company The GAP, Inc. dentified its operating segments based on the way to manage and evaluate the business activities and based on this way the company has two reportable segments: Stores and direct. The stores reportable segment has results of the retail stores for Gap, Old Navy, and Banana Republic which are brands of the GAP, Inc. while the direct reportable segment includes the results for the brands of the company, both domestic and international. C. MANAGERIAL ACCOUNTING ANALYSIS 1. Return on Investment for Stores and Direct Segments As it is mentioned before, retu rn on investment is calculated as net income divided by average total assets company has.While calculating return on investment each segment for the company, which are stores and direct, we need net income for these different segments and also average total assets as given financial information by reportable segments in the annual report. The operating income, depreciation and amortization expenses, purchases of property and equipment for each segment, and the effective tax rate, which is given as 39. 2% for fiscal year 2011, are used to calculate the net income for each segment. The return on investment, which is net income divided by segment assets, for the stores reportable segment is 0. 37, while it is 0. 22 for direct reportable segment. It means that the company earned $3. 7 for every $100 investment for the reportable stores segment and $22 for every $100 investment for the direct reportable segment. Calculations for the return on investment ratio are shown in the table below : 2. Residual Income Residual income (RI) is a managerial accounting measurement used to assess and compare the relative success of business units. The basic formula for calculating residual income is to multiply operating assets by the minimum required rate of return, and then subtract this value from operating income.For the stores and direct reportable segments, the residual income is: 3. Assuming that 70% of the expenses are fixed: a. Contribution Margin Contribution margin is the total sales less total variable costs at a given level of activity. For the GAP, Inc. total sales amount is $14. 549 billion during the fiscal year 2011 as seen in the consolidated statements of income, while total variable cost is $2. 782 billion, which is 30% of cost of goods sold and occupancy expenses. Based on this data, contribution margin in fiscal year 2011 is: b. Contribution Margin RatioThe contribution margin ratio is the contribution margin per unit divided by selling price per unit or cont ribution margin divided by total sales. The contribution margin ratio of the company is 0. 8088 or 80. 88% in fiscal year 2011, as you can see the calculation below: c. Break-even in Sales Dollars The break-even point in dollars can be calculated by using contribution margin ratio approach. The basic formula with this approach is fixed cost divided by contribution margin ratio for the break-even in sales dollars. The fixed cost for the company is $6. 92 billion ($9,275 * 70%) and the break-even point in dollars: : D. SUPPLEMENTAL MATERIAL E. INVESTMENT DECISION FOR THE COMPANY There are different criteria to assess the overall performance of companies. We have discussed various perspectives to make a comprehensive evaluation for the GAP, Inc. in the previous parts of the report. While discussing nature of the investment decision, the data given before is used to explain the performance of the company for investors. Investors invest money in company’s stock expecting a return in their investment in the form of dividends or appreciation in the price of stock.From this perspective, we should evaluate the price of stock for the company and the dividends paid. As it is mentioned before, the price per share of the common stock was $18. 69 on January 28, 2012, while it is $35. 11 on November 2, 2012. The price to equity ratio is 22, assuming that the earnings per share will be the same for November 2, 2012 within fiscal year 2011, while it was only 12 on January 28, 2012. Comparing the previous data, it is possible to say that investors can expect higher earnings growth in the future, but it would not be useful for investors to use only this ratio as a basis of investment.Major competitors should also be assessed from the industry analysis perspective to decide to invest company. To compare the company performance with the major competitors, we calculated gross margin ratio and debt-to-equity ratio before. These measurements are very important to assess the si tuation of the company in industry. Although J. Crew Group, Inc. is basically higher gross margin relatively to its competitors, the GAP, Inc. has also high gross margin which is the same with another American Eagle Outfitters, Inc. and higher than TJX Companies, Inc. The GAP, Inc. ’s debt-to-equity ratio is 1. 69, while it is 0. 38 for AEO, 2. 4 for JCG and 1. 83 for TJX. It means that the GAP, Inc. had $1. 69 of debt for every $1. 00 of shareholder’s equity. From this perspective, American Eagle Outfitters has lower debt for every $1. 00 of shareholders’ equity, while other competitors have more debt relatively to the GAP, Inc. We can say that debt-to-equity ratio for our company is acceptable among the companies in industry. For the evaluation of the companies based on financial statements, the analysts usually use a combination of three methods of analysis which are horizontal analysis, vertical analysis and ratio analysis as we made in the previous parts of the report.Horizontal analysis examines the changes in one financial statement item over time, while vertical analysis shows each item on a financial statement as a percentage of one particular item on the statement. Investors use the vertical analysis to evaluate the composition of the company’s financial position and earnings. As we can see in the vertical analysis, the company’s percentage of net income for fiscal year 2011 is 5. 73 while it is 8. 21 for fiscal year 2010. Investors should take this into account and compare these values with the competitors’ values to see that the situation of industry between these years.On the other hand, we can see that cash as a percentage of total assets for fiscal year 2011 is 25. 40 while it is 22. 09 for fiscal year 2010. This gives us some insight into the cash management system of the company. From the horizontal analysis perspective, the GAP, Inc. had a 30. 81 change negatively in net income, while it had 20. 76 pe rcent increase in cash and a 5. 05 increase in total assets. We can see that decreasing amount of income is the result of mostly increasing cost of goods sold and occupancy expenses. So, investors should take this into account and compare it with the company’s another competitors in the industry.Finally, ratio analysis is used to judge the company’s efficiency in using its current assets and liabilities. It is really important to see whether company is profitable or liquid for investors to decide invest on the company. Based on the current and quick ratio, we can say that company’s liquidity is enough to pay its liabilities. We measured company’s profitability by using gross margin, return on sales, return on assets, asset turnover and returns on owner’s equity and profit margin and see that company is profitable to invest and since it has almost 12% return on investment which shows us it makes sense to invest on the GAP, Inc.Investment decision is quite difficult for investors since they should asses the company from many different perspectives, we can say that the GAP, Inc. is one of the leading companies in the industry and it has a good return on investment. The changes between fiscal year 2011 and fiscal year 2010 should be taken into account by comparing with competitors and previous fiscal years. In general investors could see that the price per share of the common stock has increasing value for the company and it is profitable to invest. So, I would invest in this company, since I believe that it has a good return for investors.

Trip to a Bowling Tournament

The bowling tournament is a place where one would expect such excitement and nervousness. This could be carried as one would enter the venue and would start to hear the bowling pins throwing their bodies against one another and the hard floor as they got pinned down starting with the heavy thud of the ball. The first thing that could be observed with the bowling tournament is the straight bowling lanes where everyone’s attention is. The wooden floor is made shiny and slippery so that the balls could easily skid to the end of the lane.The balls are weighed and designed so that they could be easily thrown and there is a ball suited for every age group. For the young ones, they have the small one which weighs less and has lively colors and for the older ones, there are different ball sizes and different colors that weigh heavier. In every lane, there is a corresponding bench where the players and visitors could rest while waiting for their games. Talks and chats about different t opics could be heard.There is politics, current events, sports, family life, and of course, bowling. This is where the expert players share their bowling techniques and strategies to those who seek to become experts, too. This is also where the players pass the time after losing a game. The players who are currently playing have their special seats near the bowling lanes. Some may be in pairs and some may play individually. Whichever it is, the tension could be smelled from all sides of the bowling lanes.Everyone wants to make consecutive strikes and hopefully, achieve a perfect game to win. Though a perfect game may be hard to win, the players still aim for it so that in case they would not make it, they would land with their highest possible score. Moreover, they would be able to tell themselves that they played a good game and gave it their best shot. With each throw that the players make, they make sure that they are physically and mentally conditioned.Some players even employ t echniques to calm the mind and prepare the both the mind and the body for the competition. This works because it reduces the tension and the nervousness that is felt. The face of the spectators matches that of the players. Each one has their own bet and they have their own predictions. They try to follow the game as if they are the ones playing. Those who wish to become good players also do some observations on how the expert players go about in their game.This is where the best strategies and tips are earned because the games serve as actual demonstrations. In cases where the player they idolize wins, they also share the same feeling of triumph that the player has. If, unfortunately, they lose, the game serves as a lesson for everyone. The bowling tournament is really a mix of feeling, emotions, and difficulties. A lot could be observed and learned with just a few minutes of sitting inside the bowling place. It is really a trip worth taking for all ages.

Paper 2 Essay Example | Topics and Well Written Essays - 500 words

Paper 2 - Essay Example The government also guaranteed losses to the tune of $300 billion due to troubled assets of the Citibank. Subsequently, the restructuring exercise done by the management under the leadership of the newly joined CEO Vikram Pandit did turn the table. The bank showed profit in the last four figures is a testimony to the successful strategic actions taken by the management. Pandit in an address to the company employees listed the following objectives to spearhead the bank to old glories. 1. The focus is now on emerging markets. Citibank is well placed to tap the opportunities due to wide network of its offices throughout the world. Bank aims at remaining number one in emerging markets. 4. Bank would take great strides in the coming years by meeting financial needs of their clients from infrastructure to alternative energy to many development projects in the fastest growing economies in the world. The recent performance of Bank of America does not show much of a promise as BOA made losses to the tune of $8.8 billion in the second quarter this year. The biggest issue with BOA is $408 billion of mortgages that bank is holding in home equity. Banks future is linked with the recovery of housing market and that is not likely to show any sign of recovery because of the high unemployment rate prevailing in the US market. Depressed economy in US and high unemployment rate will keep housing market in a subdued state for quite a long time. For this reason, BOA remains a highly risky stock with not much of a hope of any dramatic improvement in coming years. Moreover, BOA is not active enough in the emerging markets and developing economies with a possibility of getting benefited like Citibank. From the above analysis it seems that though both the banks had worst period during the subprime crisis, Citibank is displaying required dynamism to come out of the crisis through

Conflict Scenario PowerPoint Presentation Example | Topics and Well Written Essays - 1250 words

Conflict Scenario - PowerPoint Presentation Example The template given to the receptionist by the doctor could be a standard template but the template given by the scheduler may not be the standard one and so the scheduler gave a patient an appointment that does not exist. This led to confusion even to the doctor. The scheduler could have reduced the whole chaos if her personal attitude would have notcome her way when discussing with the receptionist. Due her attitude she disliked to talk to the receptionist and about the issue to resolve and instead she left a blind eye on the issue, which led to all the problems. Due to this unacceptable attitude towards work by the scheduler the issue could not have escalated and could have been subsided. Typically, entry-level nursing education programs provide some basic exposure to general and basic breast cancer nursing, but little direct experience in patient care and scheduling process should be offered. Academic programs in patient care nursing are generally restricted to graduate advanced practice programs for clinical nurse specialists or nurse practitioners. The perception of understanding has a great deal to do with communication and managerial effectiveness. Since outstanding management presumes that one can influence people to be communicative, an objective analysis of your influencing capacities and the way other people see it is crucial. One way to get this kind of necessary feedback is to take an interactive and intense program to help accomplish a critical self-assessment. Examine interpersonal intangibles in that setting. Experiment with and examine the present interactive style and refine and improve it - in response to the straightforward and frank feedback that you receive. Arrange, somehow, if possible, to get out of the daily work situation into a relaxed, informal setting with a small group of other staff and executives. Talk to each other. Discover ways in which ones behavior and attitudes affect others. Put oneself in the capable hands of a qualified professional trainer. Cover this in training seminar such things as listening, communicating, leading, handling frustration and anger, asserting yourself, facing pressures, relating to colleagues, personal openness, handling stress, perceiving, respecting other people's feelings, selling your ideas to other people, and giving and receiving constructive critici sm. After getting to know each other quite well, formally and informally, near the end of the program have a major feedback session. Then the group discusses: whether or not, based on what they have got to know about you at that point, they would want you as a colleague and why or why not. Flexibility The increasing complexity of pediatric critical care has required a corresponding evolution in the sophistication of pediatric critical care nursing (PCCN). The role of the nurse in this setting is multifaceted. First, the nurse serves as a form of total systems monitor-continually examining all the physiologic monitors and treatment devices, along with the child's body. This requires the acquisition of peripheral vision. A skilful doctor learns to adjust settings on critical care equipment so it can serve as an extension of his or her own sensory system. The nurse has to perform routine maintenance activities (e.g., medication preparation, blood procurement) while

Security Planning Mid Essay Example | Topics and Well Written Essays - 1250 words

Security Planning Mid - Essay Example As the need for security rose, burglar alarms, armored vehicles, and security services grew to meet the demand. The middle of the 20th century saw some major changes in the role of the private security force. The returning veterans from World War II added a sense of professionalism due to their experience with high security situations (Ortmeier, 2005, p.12). In 1955, the American Society for Industrial Security was formed to assist security professionals in carrying out their duties (Ortmeier, 2005, p.12). Since that time, the federal government has encouraged the use of private security, and has maintained an active level of regulation in the industry. The role of security has changed considerably, both for public and private services. Public police forces are highly organized and effective units as compared to a century ago. Private security firms have been encouraged to take a more active role in both crime fighting and protection (Ortmeier, 2005, p.13). In today's world, people and property are under continual threat of being harmed or misappropriated. The threat may be unintentional, such as the result of an accident or natural disaster. The threat may also be intentional, as when a criminal plans to burglarize a business. Unintentional threats may come from human error that places our life or property at greater risk. In the US, fire is one of the biggest threats to property and may be caused by the intentional act of arson, or human recklessness. People and property may additionally be exposed to natural disasters such as hurricanes, floods, or tornadoes. Risk and threats are closely associated, as minimizing the risk can lower the threat to people and property. Risk can be inherent, where it is an ever-present component of a given situation. Risk may also be speculative. This type of risk is variable and a person makes a deliberate decision on how much risk to assume for a given outcome. The risk may also be static or active. Security organizations and personnel are charged with mitigating the various risks involved with private or business activity. Security forces may consult on methods to reduce or confront threats to people and property. This may involve the installation of technology, such as monitoring equipment or alarms. It may also be organizational by limiting access requiring security clearances. As an example, information security can be secured by computer security professionals so that it is not easily accessed or hacked into. They may also provide a physical presence on the property to guard and manage the security, and may be armed or unarmed. Private security forces may work with large corporations, or on a personal level as in the case of a bodyguard. 3.) Authority of Private Security Personnel The authority of private security personnel varies and is dependent upon the context and location of the service. It depends to some extent on the state that the service is located in, and may be contingent upon the level of training of the individual officer. On the one hand, there are restrictions on the authority that a private security officer has. On the other hand, there are fewer limitations, as they are not bound to the extreme regulatory and legal parameters that public police operate in. They have